On a ride a car made a right turn in front of me. I hit the car and there was very minor contact. Based on the drivers attitude of "Well your not hurt!" I asked for police. The officer instructed the driver regarding bicyclists and the need for caution. Once the driver left, the officer told me that because I was riding to the right of the white line I had no special rights. Had I been to the left of the white line I did have the same rights of any vehicle. I am wondering if insurance coverage would be affected by this white line issue.